Attention homeowners in Hattiesburg and Lamar County: Need an appraisal?
The top seven reasons why Mississippi homeowners use Perry Appraisal Service:
At Perry Appraisal Service, we understand the unique needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Perry Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Challenge a property tax assessmentYour local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Perry Appraisal Service is your perfect weapon when contesting your property tax assessment.
Need to remove PMI?A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Perry Appraisal Service is seasoned in helping clients just like you dismiss unwanted PMI insurance.
Recently got a freeze to your HELOC?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Perry Appraisal Service can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Perry Appraisal Service offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.